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TravelWallet Terms of Use for Foreign Currency Points

1. Application

1. These Terms and Conditions provide for the handling of services for the use of foreign currency points issued by Travel Wallet JAPAN Co., Ltd. (hereinafter referred to as the "Company") (hereinafter referred to as the "Service").You must fully understand and accept these Terms and Conditions before using this Service.

2. In addition to these Terms and Conditions, the privacy policy established by the Company (hereinafter collectively referred to as "the Terms and Conditions, etc.") applies to users.

3. If the user is a minor, he/she shall use the service with the consent of his/her legal representative.

4. This Service shall not be available for business purposes.

2. Definitions

1. The term "foreign currency point" means a third-party prepaid payment method based on various currencies issued by our company under the name of "foreign currency point".

2. The term "foreign currency point transaction" means an agreement between a user and a member store to pay debts, such as transaction amounts, through foreign currency points.

3. The term "this app" means an app managed and operated by our company to provide this service.

4. The term "account" means the account that we grant to the user for the use of the Services upon completion of the registration process of the account as set forth in Article 3.

5. The term "this card" means a card that we lend to a user for the use of this service and is used for foreign currency point transactions.

6. The term "Card Number" means the number that we have attached to each card as the number that identifies this card.

7. The term "virtual card" means that information on this card number can be viewed in this application and foreign currency point transactions can be made.

8. The term "payment code" means a QR code, bar code, or other code that is used by our company and can be used to conduct foreign currency point transactions at member stores.

9. The term "member store" means the sale of goods or provision of services designated by the Company as a member store of this Service that may agree with the user to use foreign currency points to pay debts such as sales and purchase.

10. The term "goods, etc." means goods and services sold or provided by a member store.

11. The term "Target Goods, etc." means goods, etc. that can be paid for by foreign currency points.

12. The term "buying and selling, etc." means buying and selling goods or providing services, etc.

13. The term "debt for sale, etc." means the obligation to pay for goods, etc. borne by the user to the member store based on the sale, etc. between the user and the member store.

14. The term "member store EC site" means a website for e-commerce managed and operated by a member store, in which a member store purchases and sells eligible products, etc.

15. The term "our website" means a website managed and operated by our company, which is indicated by the following URL.

16. The term "user terminal" means a smartphone, tablet, or other electronic terminal used by a user, which is installed in this application and used for the use of this service.

17. The term "necessary measures" means one or more of the following measures.
(i) Discontinuance of all or part of this Service by the User
(ii) suspension or restriction of the use of the application in whole or in part
(iii) Abolition of this account
(iv) the expiration of all or part of the foreign currency points held by the user
(v) cancellation of a contract for use
(vi) in addition to the preceding items, measures which the Company deems necessary and appropriate

3. Registration of this account

1. The user pre-downloads the app to the user terminal, approves the terms and conditions, registers information necessary to identify the user, such as the name, and other information required by the app, and applies for the use of the service through our company's prescribed authentication.

2. When we receive an application from a user under the preceding paragraph, we will review the application as prescribed by the company and show the user whether or not to register this account in the manner prescribed by the company.By submitting to the user a sign of completion of registration of this account, a contract for the use of this Service (hereinafter referred to as the "Termination of Use") is established between the Company and the user.In no case will our company give the user any reason for determining whether or not to register for this account.

3. Once the user has completed the registration of this account under the preceding paragraphs, we will carry out the KYC procedures as prescribed below.
(1) When a user registers a deposit and savings account in this application
Users can enter information about the deposit account to be registered and other information required by this app, and register the deposit account in this app as a registered deposit account by going through the KYC procedures and authentication procedures prescribed by this app.The account name of the registered deposit account must be the same as the name of the user registered in this application.
(2) If the user does not register a deposit account in this application
The user shall receive a virtual account to which the purchase price of foreign currency points is deposited when purchasing foreign currency points by the method prescribed in this application, and shall enter the information required in this application and go through the KYC procedures prescribed in this application.

4. The user may not register the same savings account as the registered savings account of this app on multiple user terminals.

5. If authentication cannot be completed when registering a deposit account with this app based on paragraph 3(1), please contact the financial institution where the deposit account you tried to register with this app is opened.

6. When the user registers a deposit account in this application, the registered deposit account is the payment account for the purchase of foreign currency points.

7. When the user completes the procedures specified in the preceding paragraphs, we lend this card to the user in the manner prescribed by the company.

8. Our company issues the following payment method to the user if the user wishes and the company acknowledges it according to our company's prescribed standards.
(1) virtual card
(2) payment code

9. Even upon completion of the preceding paragraphs, intellectual property rights and all other rights relating to all resources constituting the Services, including the App, shall belong to the Company or any third party with such rights, and the user shall acquire only the right to use the Services in accordance with these Terms and Conditions.

4. Password for Transactions, etc.

1. Transaction passwords and security codes may be required to conduct foreign currency point transactions.

2. Our company will notify the user of the transaction password and security code in the manner prescribed by our company.

3. The user shall properly manage the transaction password and security code notified by us so that it is not known to anyone.

5. Settlement of Transaction Amounts, etc.

1. The amount available per time and per day for foreign currency point transactions is the amount determined separately by our company.

2. If the amount of the transaction obligation is within our company's prescribed amount, or otherwise, the user may perform the transaction without entering the transaction password and security code when performing the transaction.

6. Issuance of foreign currency points (purchase)

1. Our company issues foreign currency points in OO types of legal currency at the request of the user.

2. Users can purchase foreign currency points by using our company's prescribed procedures to specify the amount of Japanese yen to be deposited and which legal currency foreign currency points to purchase, checking the applicable exchange rate and quantity of foreign currency points to be issued.

3. Our company issues foreign currency points pertaining to the application set forth in the preceding paragraph by.
(1) If the user chooses bank transfer as the method of payment, the foreign currency points related to the application under the preceding paragraph (hereinafter referred to as "required amount") will be issued to the user when it is confirmed that the payment has been made to the account.
(2) If the user chooses to withdraw money from the registered deposit account as the method of deposit, we will issue foreign currency points to the user regarding the application in the preceding paragraph when we confirm that the required amount has been withdrawn from the user's registered deposit account.

4. The user shall not be able to purchase foreign currency points in the following cases.
(1) When the balance of foreign currency points held by the user exceeds 200,000 yen when converted into Japanese yen using the company's prescribed exchange rate.
(2) When the sum of the amount of foreign currency points held by the user converted into Japanese yen using the company's prescribed exchange rate and the amount required for foreign currency points to be purchased by the user exceeds 200,000 yen.

5. Foreign currency points that have been issued will be recorded as balance in this app.

6. No interest is added to the foreign currency points recorded in the balance.

7. If the user makes the payment specified in paragraph 3 above the required amount, we will process the refund to the user in the manner specified by the company.However, the actual cost of the refund shall be deducted from the refund amount.

8. If the refund cannot be refunded to the user after one year of excess payment due to reasons such as unknown whereabouts of the user, we will not be obliged to refund the refund amount.

9. In purchasing foreign currency points, we are not responsible for the failure to purchase foreign currency points by our prescribed method due to the fact that the user has transferred the required amount to a different account than our prescribed payment account or other reasons attributable to the user.

10. If the balance of another user's foreign currency points is added due to the fact that the user has transferred the required amount to a different account than the specified foreign currency points, the user shall agree in advance that the company cancels the addition of foreign currency points or requests payment.

11. If a foreign currency point is purchased under this section through this application, it will be treated as if the foreign currency point was purchased by the user himself.

7. Exchange of foreign currency points

1. The user may exchange foreign currency points held by the user for foreign currency points in other legal currencies according to our company's prescribed procedures.

2. When exchanging foreign currency points under the preceding paragraph, the user can exchange foreign currency points by specifying the amount of foreign currency points to be exchanged and other legal foreign currency points to be exchanged, confirming the applicable exchange rate and amount of foreign currency points to be obtained.

3. The user shall not be able to exchange foreign currency points in the following cases.
(1) When the user exchanges the desired foreign currency points, the amount of the balance of the foreign currency points held by the user after the exchange is converted into Japanese yen using the company's prescribed exchange rate exceeds 300,000 yen.

4. Foreign currency points that have been exchanged will be recorded as balance in this app.

5. If a foreign currency point is exchanged under this section through this application, it will be treated as if the foreign currency point has been exchanged by the user himself.

8. Settlement by Foreign Currency Points

1. Users can use foreign currency points to settle the price of eligible products with merchants by.However, some of the following methods may not be available for some member stores.
(1) A method of presenting this card in the manner prescribed by our company and obtaining certification in the manner prescribed by our company at a member store.
(2) A method for entering this card number in the company's prescribed method and obtaining certification in the company's prescribed method on the member store EC site.
(3) A method of presenting a payment code in a member store in a manner prescribed by our company and obtaining certification in a manner prescribed by our company.

2. The foreign currency points available to the user shall be governed by the following provisions.
(1) In Japan, only foreign currency points in Japanese yen equivalent to one yen or more can be used.However, we may be able to use our recognized foreign currency points in accordance with our company's prescribed exchange rate.
(2) In foreign countries, only the legal currency-denominated foreign currency points normally used in the country are available.

3. The maximum amount of payment for the target product based on foreign currency points will be announced separately by our company.

4. Notwithstanding the preceding paragraph, when a user commits to continuously pay a debt of transaction, etc. with a member store, claim data is transmitted from the member store to us at the time of payment of the debt of transaction, and foreign currency points are deducted from the balance of the claim.

5. If the amount of the subject goods, etc. the user intends to pay by foreign currency points falls within the balance of the foreign currency points held under paragraph 2 of the user's possession, the foreign currency points equivalent to the purchase price shall be deemed to have been paid.

6. The user shall not pay the price of the target product, etc. by the foreign currency point unless the amount of the target product, etc. to be paid by the foreign currency point is within the balance of the foreign currency point held under paragraph 2.If the user intends to pay for the subject goods by foreign currency point exceeds the balance of foreign currency points held under paragraph 2, the user shall immediately pay the shortfall to the company in the manner determined by the company.If the user bears the outstanding debt under this section when the user performs the procedure for issuing foreign currency points under Article 6, the company shall recover the outstanding debt from the amount of the user's deposit and issue foreign currency points under Article 6.

7. The Company shall not be liable for any legal responsibility for the establishment, effectiveness, performance, etc. of the transactions of the Subject Goods, etc. between the User and the Member Store. In the unlikely event that a transaction using a foreign currency point between a user and a member store causes a default, return, defect, or other problem, we are not obligated to return the foreign currency point and will resolve it between the user and the member store.

8. If payment is made by this card, this card number, or payment code in accordance with this section by foreign currency points, it will be treated as if payment has been made by the user himself.

9. Transfer of balance and remittance

10. Method of confirming the balance of foreign currency points

1. The user can check the balance of foreign currency points on our company's prescribed balance confirmation screen (hereinafter referred to as "balance confirmation screen") within this application.

2. In some member stores, the balance of foreign currency points displayed on the balance confirmation screen may differ from the actual balance of the user due to system defects, delays in contact with us, and other reasons.

11. Refund of Foreign Currency Points

1. Users are not allowed to withdraw foreign currency points in cash in any case.The same shall apply if the user terminates the contract or terminates this account in the manner prescribed by our company.

2. Notwithstanding the preceding paragraph, if unauthorized access through telecommunications lines results in the use of foreign currency points held by users or the protection of the interests of holders of other foreign currency points is deemed to be unavoidable (Article 42(1)(iv) of the Cabinet Office Ordinance on Prepaid Payment Instruments).

3. Notwithstanding the preceding two paragraphs, if our company completely abolishes the handling of foreign currency points due to changes in economic conditions, changes in laws and regulations, or other reasons, we will refund the balance of foreign currency points in accordance with the laws and regulations.

12. Fee

1. Fees pertaining to the use of this Service (hereinafter referred to as "Fee") shall be posted at the display location of fees on our website.

2. The user shall pay the fees set forth in the preceding paragraph to the Company in accordance with the method and time specified by the Company.

13. Change of User Terminal

1. In the case of changing the user terminal, and if you continue to use the app even on the changed terminal, you will need to log in to the app again in the changed terminal using the company's prescribed method.

2. In the case of changing the user terminal, when registering a deposit and savings account in this app, the user must register the registered deposit and savings account again on the changed terminal.

14. Deregistration of registered deposit account, abolition of this account, and deletion of this app

1. The user can unsubscribe from the registered savings account through this app.

2. The user may terminate foreign currency point transactions and other services using the app at any time by taking procedures for abolishing this account.Once this account is discontinued, the subscription agreement will be terminated and all registration of the registered savings account will be canceled.

3. Notwithstanding the preceding paragraph, if the user bears any outstanding obligations to the Company, he/she may not proceed with the decommissioning of this account until such outstanding obligations are resolved.

4. Deleting this app from a user terminal does not erase the information that the user has registered with this app.Please proceed with the suspension procedure for this account and delete this app.

15. Loss and Unauthorized Use of User Terminal, etc.

1. The user shall properly manage the user terminal equipped with this application at his/her own risk, such as setting up cryptographic authentication.

2. In the event of loss, theft, etc. of the user terminal, the user shall immediately notify the operator providing the communication service at the user terminal to prevent communication by the user terminal, and shall immediately contact us to suspend the use of foreign currency point transactions.Foreign currency point transactions using this application will be suspended if you proceed with the suspension procedure.

3. We are not responsible for any damages caused by the unauthorized use of this application due to the loss, theft, etc. of the user's device, except for the cases prescribed in these Terms and Conditions and by the intention or negligence of our company.

4. The Company may suspend the Services in whole or in part by the User upon acknowledging the alleged exploitation of this App, this App, this Card, this Card Number, Virtual Card, Payment Code or any other Service.In such cases, the user acknowledges that the use of the Service will be restricted until the Company deems that the risk of unauthorized use has been resolved.

16. Handling of Personal Information

1. The Company shall take appropriate safety control measures in accordance with the Personal Information Protection Act and other relevant laws and regulations to handle the personal information of users (meaning "personal information" specified in Article 2, Paragraph 1 of the Personal Information Protection Act).

2. If necessary, we may disclose user registration information, transaction history information and other necessary information to investigative agencies, international brand companies, financial institutions, our partner settlement agencies and our contractors.

3. Our company shall handle the user's personal information in accordance with our company's prescribed privacy policy, and the user shall accept it in advance.

4. Our company may provide personal information to our parent company located in Korea only to the extent necessary for the maintenance of the system necessary for the provision of this service and the development of new products and services.Please check here for an overview of the personal information protection system in Korea.

5. The Company shall use any information about the User that does not fall under the category of personal information for the purposes of use stated in the Company's prescribed privacy policy and may use it at its discretion.

6. The Company may, at its discretion, use and publish the information, data, etc. that the User has provided to the Company as statistical information in a way that cannot be identified by the individual, and the User shall not object to it.

17. Compliance with these Terms and Conditions, etc.

1. You use this Service in accordance with these Terms and Conditions.

2. If the Company establishes rules, guidelines, etc. (hereinafter referred to as "additional provisions") for this Service in addition to these Terms, they shall constitute part of these Terms and Conditions.In these Terms and Conditions, the terms "Terms and Conditions" or "Terms and Conditions of Use" include the contents of the additional provisions, except where it is clear that they should be interpreted in a different context.

3. If there is a conflict or conflict between the contents of these Terms and Conditions and the contents of the Additional Regulations, the Additional Regulations shall apply first.

4. The User shall use the Service in compliance with laws and regulations.

18. Prohibited Matters

1. The act of using this service or application for purposes other than payment of the price of the target product, etc. or for a method other than payment.

2. The act of using the Service or the App for the purpose of money laundering or terrorist financing.

3. The act of acquiring a foreign currency point by an illegal method or using the foreign currency point by knowing that it is a foreign currency point acquired by an illegal method.

4. Acts linked to crimes such as fraud.

5. Acts in violation of these Terms, Laws and Regulations, Court Judgment, Decisions or Orders, or legally binding administrative measures.

6. an act contrary to public order.

7. Acts that infringe on intellectual property rights, honorary rights, privacy rights, and other legal or contractual rights of the Company or any third party, such as copyright, trademark right, patent right, etc.

8. The act of posting or transmitting expressions that are overly violent, explicit sexual expressions, expressions that lead to discrimination by race, nationality, creed, gender, social status, family background, etc., induce or encourage suicide or self-injury or substance abuse or other expressions that cause discomfort to others by containing antisocial content.

9. The act of pretending to be our company or a third party or intentionally disseminating false information.

10. The act of transferring or lending this account to another person or using another user's account

11. The act of sending the same or similar message to an unspecified number of users or any other act that our company considers to be spam.

12. The act of exchanging foreign currency points for cash, property, or other economic benefits in a manner other than our company's prescribed method.

13. Business, advertising, advertising, solicitation or other acts for profit, sexual or indecent acts, meeting or socializing strangers, harassing or slandering other users, or using this Service, this app or foreign currency points for purposes other than intended.

14. The provision of benefits and other acts of cooperation to antisocial forces.

15. Religious activities or solicitation activities to religious organizations.

16. The act of illegally collecting, disclosing, or providing personal information, registration information, usage history information, etc. of another person.

17. Unauthorized access or disruption to our servers or network systems, technical measures taken to protect data handled on this service, or obstructing, stopping or disabling security-related functions in this service, or deliberately exploiting a malfunction in our system.

18. The act of analyzing the structure, function, processing method, etc. of the service or any part of the application by tracing, debugging, disassembling, decompiling, or other means, or obtaining the source code of the service or the application

19. The act of illegally manipulating a service using a bot, a cheat tool, or other technical means.

20. To make unreasonable inquiries or requests to the Company, such as repeating similar questions more than necessary, or to interfere with or hinder the operation of the Service by the Company or the use of the Service by other users.

21. Acts that support or encourage acts that fall under any of the preceding items.

22. In addition to the preceding items, acts deemed inappropriate by our company.

19. Discontinuation of Services

1. The Company may temporarily suspend the Services and the Application for maintenance on a regular basis or as necessary.

2. In addition to the provisions of the preceding paragraph, the Company may temporarily suspend the provision of this Service, this application, and foreign currency point transactions to users in any of the following cases.
(1) If the user does not pay the fee.
(2) If the user falls under any subparagraph of Article 22.
(3) If the user has committed an act that our company deems inappropriate.
(4) In the event that the Company determines that the use of this Service or this App by the user or that foreign currency point transactions may seriously interfere with the continuation of this Service or this App.
(5) When our company conducts an investigation into unauthorized use, etc.
(6) In the event that it becomes difficult to provide this service or this application due to the suspension, suspension or discontinuation of the service by a third party providing services to us.
(7) If this service or application cannot be provided due to force majeure.
(8) If there are any other unavoidable reasons.

3. In the event that the Company temporarily suspends the provision of this Service or this App or foreign currency point transactions, it shall notify the user of such in advance.However, in the event of an emergency, the Company may suspend the provision of this Service or this App or foreign currency point transactions without prior notice.

20. Modification and Abolition of this Service

1. The Company may at any time modify or abolish all or part of this Service, as permitted by law.

2. In the event of any change or abolition of this Service in whole or in part, the Company shall notify the User not less than one month prior to the change or abolition as permitted by law and regulations.However, minor changes will be implemented promptly without prior notice, as long as permitted by law.

3. If we change or abolish the Service for unexpected reasons, legislation, revision or abolition, publication or change of interpretation of the Act, or other unavoidable reasons, we may change or abolish the Service without prior notice set forth in the preceding paragraph.

21. Exclusion of anti-social forces

1. Upon use of the Service, the User shall declare that he/she does not currently fall under any of the following conditions and shall ensure that he/she does not fall under any of the following conditions in the future.
(1) Violent groups (hereinafter referred to as "violent groups" referred to in item (ii) of Article 2 of the Act on the Prevention of Unjust Acts by Violent Members)
(2) A gangster (meaning a gangster prescribed in item (vi) of Article 2 of the Violent Counterfeit Act)
(3) A gang member
(4) Gang-related company
(5) Saiya, etc., social movement marking grounder, political activity marking grounder, special intelligence violence group, or anonymous fluidized criminal organization
(6) A person who unfairly uses antisocial forces for the purpose of promoting the unfair interests of himself or a third party or causing damage to a third party
(7) A person who has close relationship with the persons specified in the preceding items (including, but not limited to, funds and other acts of providing benefits)
(8) Other persons in accordance with the preceding items

2. A user shall not directly or indirectly engage in any of the following acts by himself/herself or by a third party.
(1) violent act of demanding
(2) unjustifiable act of demanding beyond legal responsibility
(3) the act of making threatening remarks or using violence in relation to a transaction
(4) the act of spreading rumours and damaging our company's credibility or obstructing our business by using false means or force
(5) other acts equivalent to the preceding items

3. If we determine that a user violates or is liable to violate the preceding paragraphs, we may refuse to use the Services and the App for such user.

4. The Company shall not be liable to any user or any other third party for any refusal to use the Services or the App under the preceding paragraph.

22. Necessary Measures by Company

23. Measures at Termination by Cancellation, etc.

24. Non-Warranty, etc.

1. Our company makes no guarantee that the contents of this application and information users obtain through this application do not infringe on the authenticity, accuracy, latestity, usefulness, reliability, legality, or third party rights.

2. We do not guarantee that this application is free from de facto or legal defects (including defects, errors, bugs, and infringement of rights related to safety, reliability, accuracy, validity, security, etc.) or that there is no unauthorized access from third parties to our systems.

3. The contents of this app may be changed, added, or discontinued without prior notice, and new restrictions may be imposed on the use of this app.We will not be responsible for any damage caused by this.

4. This app does not guarantee normal operation on all user terminals and may not work properly depending on the type of user terminal and OS version.Please check our website for the models and OS versions that can use this app.

25. Restriction of Company Liability

1. The Company shall be liable for damages caused by the unavailability of the Service due to reasons attributable to the Company, only if the Service is not available at all or equivalent to a significant disruption (hereinafter referred to as "unavailable") and the unavailability continues for more than 24 hours from the time it is perceived to be unavailable at the Company.

2. The Company shall not be liable for any damages arising from any special damages, indirect damages, incidental damages, lost profits or loss of user business opportunities, regardless of the reason or cause of the claim.

3. Even if we are responsible, all of our liability for damages, regardless of the reason or the cause of the claim, shall occur only to the extent of the normal and direct damage that has actually occurred to the user, and shall be limited to 100,000 yen.

4. Notwithstanding these Terms and Conditions and all other provisions, we shall not be responsible for any damage caused to the user by the following reasons.
(1) Reasons attributable to telecommunications carriers, operators providing services to us, and other third parties other than our company
(2) Suspension, Suspension, Suspension, Abolition and Termination of Service by Telecommunications Business Operators, Business Operators Serving Our Company and Other Third Parties Other Than Our Company
(3) Reasons arising from hardware, software or databases manufactured by a third party in connection with this Service
(4) User terminal malfunction, unauthorized operation by the user, insufficient management of this account information, etc., and other reasons attributable to the user
(5) computer virus penetration that we couldn't prevent even with our third-party computer virus protection software
(6) third-party unauthorized access or attack to the system pertaining to this Service or intercept on a communication path that could not be prevented even with the attention of the good manager of our company
(7) Natural disasters such as earthquakes, typhoons, floods, storms, outbreaks of infectious diseases, wars, civil unrest, and riots
(8) Enactment, revision or abolition of laws and regulations, etc., or publication or modification of interpretation of laws and regulations, etc
(9) Changes in tax, accounting or policy
(10) Order of Suspension of Business to Company by Administrative Or Legal Organs
(11) Reasons for Force Majeure in addition to the preceding items

5. Where a user falls under Article 2 (1) of the Consumer Contract Act, regardless of the preceding paragraphs, the application of the preceding paragraphs shall be as prescribed in the following subparagraphs.
(1) Paragraph 1 does not apply.
(2) Paragraphs 2 and 3 apply only if the damage is not due to our intention or gross negligence.
(3) Paragraph 4 applies only to cases where there is no liability to our company for the reasons set forth in each item of the same paragraph.

6. We are not responsible for any non-delivery or delay in delivery of this card when the card is shipped to the address registered by the user in this service or application.

26. Notification to Users, Change of Registration Information

1. This service, this application, or foreign currency point transactions will be communicated to users by notification in this application, posting on our website, or any other method that we consider appropriate.

2. If we notify you by e-mail to a registered user's e-mail address, we assume that the e-mail address has not been sent to you by means of a change in the e-mail address registered in the app or by filtering applied by the user or its network provider.

3. If any changes are made to any information (including, but not limited to, information about the user himself), the User shall promptly notify the Company of such changes in the manner prescribed by the Company.

4. We are not responsible for any damage caused to the user by the failure of the user to submit the notification set forth in the preceding paragraph.

27. Revision of these Terms and Conditions

1. Notwithstanding any other provisions of these Terms and Conditions, at our discretion, we may change these Terms and Conditions at any time in accordance with the provisions concerning the modification of the fixed terms and conditions of the Civil Code.When we change these Terms and Conditions, we shall notify the details of the change and the effective date of the change in the manner prescribed by the Company no later than a considerable period prior to the effective date.

2. Notwithstanding the preceding paragraph, if the Company changes the contents of these Terms due to unexpected reasons, enactment, revision or abolition of laws, publication or change of interpretation of laws, etc., it may immediately change these Terms without prior notice.

28. Prohibition of transfer of rights

29. Transfer of company status

30. Separability

31. Compliance Act and Jurisdiction

1. The applicable law concerning matters concerning these Terms and Conditions or the contract of use shall be Japanese law.

2. The Tokyo District Court shall be the exclusive agreed court of the first instance for any dispute arising out of or relating to these Terms and Conditions or the contract of use.