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Reserved Foreign Exchange Service Terms

1. The user may apply for the Reserved Foreign Exchange Service (hereinafter referred to as the “Service”) by selecting a currency, target exchange rate (hereinafter referred to as the “Target Rate”), application period, and purchase amount (quantity). If the Target Rate is reached during the application period, the user will be able to purchase the selected foreign currency using the pre-specified amount.

2. When applying for the Service under Article 1, the user must transfer the amount required for the exchange, based on the exchange rate at the time of application, from their linked bank account and pre-charge it in Korean Won to their Travel Wallet account.

3. If the user fails to pre-charge the required amount in Korean Won as described in Article 2, the foreign currency purchase may not be processed, even if the Target Rate is reached during the application period.

4. If the Target Rate is reached within the application period set under Article 1, a foreign currency exchange transaction will be executed immediately using the pre-charged Korean Won, based on the selected currency, Target Rate, and purchase amount (quantity).

5. Once the exchange transaction under Article 4 is completed, the user will be promptly notified with details of the transaction and purchase via push notification. The purchased foreign currency amount will be credited to the user’s Travel Wallet account.

6. When using the Service for currencies other than major ones (USD, EUR, JPY), an additional exchange fee may apply. Also, the Service may only be available for amounts exceeding a designated minimum for each currency.

7. Even if the user applies for the Service, the transaction may not be completed if the Target Rate is not reached during the application period or if the Korean Won balance is insufficient. The Company shall bear no legal liability for such cases unless caused by its own fault.